Give your money some security and some room to grow in a Certificate of Deposit (CD). With FDIC insurance coverage and market-leading rates, VCB CDs are in your best interest!
| Fixed-Term CD2 | No-penalty CD2 | MEGA CD3 | |
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| Account Overview | Benefit from a fixed rate on terms from 91 days to 5 years. |
Access your money for unexpected expenses once without penalty. |
Get one of the highest local rates with our premier CD — Ask for details. |
| Minimum Opening Deposit | $500 |
$5,000 |
$5,000 |
| Early Withdrawal Penalty1 |  |
Waived on 1 withdrawal after account has been open 14 days |
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| VCB Checking Account with Visa® Check Card Required | |
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| FREE Online Banking | |
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FREE Telebanking |
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View a complete list of our consistently high Deposit Rates.
You can read our Banking Services Agreement.
Open a CD with a great rate today; call (877) VCB-5015 or use our locator to find a conveniently located branch and to experience our outstanding customer service. Link to Branch Locator.
How can you access FDIC insurance on your large-dollar deposits? CDARS might have the right benefits for you.
1. Principal and interest must remain on deposit for entire term to avoid fees. Available to entities eligible to maintain interest bearing accounts and all individuals.
2. A penalty may be imposed for early withdrawal of the CD. Available to entities eligible to maintain interest bearing accounts and all individuals.
3. MEGA CD requires a VCB checking account and Visa® Check Card. If required checking account is new, minimum opening deposit is $1,000. A penalty may be imposed for early withdrawal of the CD. Available to entities eligible to maintain interest bearing accounts and all individuals.
