How’s business? It’s easier with the right financial tools. At VCB, we want to help your business run smoothly and profitably, so we’ve designed our checking accounts to complement the needs of different businesses.
View a complete list of our consistently high Deposit Rates.
| Free Business Checking1 | Small Business Checking2 | Business Analysis Checking | Business Interest Checking3 | Premier Interest Checking3 | |
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| Account Overview | A simple, cost-effective solution for small business owners with 500 FREE items monthly. Learn more. |
Write up to 100 checks and deposit up to 200 checks monthly for FREE — this account is a great fit for start-ups or smaller businesses. | Higher-volume businesses with many transactions can use an earnings credit to offset monthly service and cash management fees. | This interest-bearing account is ideal for sole proprietors and husband and wife partnerships. | Designed especially for non-profit groups, this market-leading account is also available to governments and municipalities. Learn more. |
| Minimum Opening Deposit | $5,000 |
$100 |
$100 |
$100 |
$100 |
| Minimum Balance to Avoid Monthly Maintenance Fee | None |
$1,000 |
Varies based on account activity and earnings credit4 |
$100 |
Varies based on account activity and earnings credit4 |
| Monthly Maintenance Fee | None |
$8 |
$10 May be offset by earnings credit4 |
$10 |
None |
| Balance Earns Interest | Daily investment sweep available5 |
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| FREE Visa® Business Check Card with Visa Extras® | |
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| FREE Business Online Banking | |
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| Enhanced Online Services Available | |
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| Overdraft Line of Credit6 with No Annual Fee | |
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| FREE First Order of Checks | |
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| FREE Notary Service | |
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| FREE Telebanking | |
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Reorder your checks easily online.
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Contact us today to experience a difference in your business banking. Call (703) 534-0700 or use our locator to find a conveniently located branch and to enjoy our outstanding customer service. Or let us contact you to help develop a custom solution for your business. |
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1. Free Business Checking. 500 Free items per month includes all checks, deposit tickets, checks deposited, and ACH transactions ($0.25 per item over 500). Overdraft line of credit is subject to approval. Free first order of checks up to a $150.00 value.
2.Small Business Checking. If the daily balance falls below $1,000, a monthly maintenance fee of $8 will apply. Transactions in excess of 50 checks per month, 25 deposits per month and/or 200 checks per month will result in a charge of $0.25 per item.
3. Business Interest Checking and Premier Interest Checking. Fees may reduce earnings. This is a variable rate account; Annual Percentage Yield (APY) may change after account opening.
4. The earnings credit, based on the average 91-day Treasury Bill rate, will be applied against monthly service fees, which may reduce or totally offset these charges.
5. Investment Sweep. Balance may be invested in an overnight repurchase agreement to earn interest. Interest is accrued daily and paid weekly to your account.
6. Overdraft lines of credit are subject to approval.
Member FDIC.
