Helping your business is our mission. We’re making the difference in local business communities by offering flexible and competitive financing solutions.
Our team of lending professionals brings years of credit experience, a “can do” attitude and highly personalized attention in quickly responding to your needs with specialized commercial loan solutions.
Whether you're self-employed, manage a small business, or lead a large corporation or non-profit organization, we have financing options designed to help you achieve your goals.
|Working Capital Lines of Credit||When your daily business relies on immediate access to cash, a variable rate revolving line of credit can give you flexibility to keep pace with fluctuations in:
|Secured Business Line||Accessing funds is convenient with our three-year revolving credit line from $25,000 up to $500,000, featuring extended maturities, no annual rest period and a competitive variable interest rate.|
|Government Contract Financing||Our experienced Government Contract specialists can help enhance your contract performance by delivering competitive rates and flexible custom loan programs that can include working capital lines of credit supported by working capital lines, acquisition loans, letters of commitment for planned equipment purchases and more. Learn more about VCB's Government Contract Financing.|
|Letters of Credit||To make a security deposit or guarantee a payment without tying up your cash, a letter of credit is a great solution.|
|Term Loans||We provide custom repayment terms to meet your business needs, with either fixed or variable rates for permanent working capital, business expansion or investment.|
|Equipment Loans and Leases||Do you need to finance the tools of your trade? Find out more about VCB’s equipment leasing services, featuring 100% financing, competitive interest rates and flexible repayment terms up to seven years.|
|SBA Loans||VCB’s responsive, knowledgeable SBA specialists provide competitive rates on loans backed by the Small Business Administration for business expansion, capital expenditures and ownership of real estate under the 7(a) and 504 programs. VCB is approved to offer SBA loan products under the SBA’s Preferred Lender program.
|Commercial Real Estate Loans||Acquire or refinance office, retail, warehouse, multi-family and special use properties by taking advantage of:
|Construction Loans||We can finance construction, renovation or expansion for owner-occupied buildings or income-producing properties, including multi-family, office, retail, warehouse or special use. Benefit from:
|Acquisition/Development Loans||When you need to acquire and develop land before construction, we can help you with a competitive-rate residential or commercial loan, featuring low points and fees, terms out to three years and up to 75% loan-to-cost.|
Are you ready to get a great loan to build your business? Call (877) 822-5015 or
use our locator to find a conveniently located commercial lending office and enjoy
our outstanding customer service. Or let us contact you.