Regular Commercial Checking Account

VCB offers a regular commercial checking account for businesses that have a larger transaction volume than outlined under our Small Business Checking account. Regular commercial checking accounts are placed on analysis with charges frequently offset by compensating balances - ask us for complete information. Sweep accounts are available for investment of idle balances.

Small Business Checking

We've designed a checking account with the small business owner in mind.

This account could cost you $0
in monthly maintenance or per item fees, if you:

• Write 50 checks or less each month
• Make 25 deposits or less each month
• Deposit 200 checks or less each month
• Maintain a minimum daily balance of $1,000*

* If the daily balance falls below $1,000, a monthly maintenance fee of $8 will apply. Transactions in excess of those outlined above will result in a charge of $0.25 per item.

Customized Checking Account for Non-Profit Organizations*

This business checking account has been developed especially for non-profit organizations, allowing unlimited check-writing capability and no monthly maintenance fee or minimum balance requirement. Other benefits of this account include:

• Free introductory check order
• Bonus of .10% above our already competitive Certificate of Deposit rates*
• Sweep accounts available for investment of idle balances

*Account holders must be able to show their non-profit status. The bonus rate CD does not include the No Risk/No Penalty or other promotional CD offers.

Savings Accounts

VCB offers both regular and junior savings accounts (for savers under 18). Junior savings accounts have no minimum balance requirement and no monthly service charges. Statements are produced quarterly and interest is posted quarterly.

Preferred Savings Account

Check out this above market rate on our Preferred Savings Account - available on balances of $10,000 and above!!

Click here for the most current rate!

Regular Term CD's

VCB offers competitive rates on all types of Certificates of Deposit from 91 days up to five years. The minimum opening deposit on regular CD's is only $500. Accounts are insured to $100,000 by the FDIC. Click here for current CD rate information.

No Penalty CD's

VCB offers a No Penalty/No Risk Certificate of Deposit with several different terms and minimum opening balance requirements. A No Penalty/No Risk CD permits one penalty- free withdrawal for all or part of the balance after the account has been opened for 14 days. Additional withdrawals are subject to standard penalties. Accounts are insured to $100,000 by the FDIC. Click her for current CD rate information.

Check out our latest Deposit Account Rates