We realize one checking account won’t work for everyone. That’s why we’ve got choices. Great choices.
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Free Checking |
Interest Checking3 |
Medallion Checking4 |
MEGA Checking5 |
| Account Overview |
Our basic checking account gives you unlimited check-writing with no monthly maintenance fee or balance requirement. |
Earn interest and still have access to funds while keeping a low minimum balance. |
If you’d like to make your banking even more “interest” - ing, this personal checking account pays a competitive rate and offers many FREE services. |
Our premier checking account powers up your banking with a market-leading interest rate and plenty of FREE services, including no ATM fees anywhere and no overdraft fees — no kidding!
Learn more now. |
| Minimum Opening Deposit |
$100 |
$100 |
$100 |
$100 |
Minimum Daily Balance to Avoid Monthly Maintenance Fee |
0 |
$1,000 |
$15,000 combined personal deposit relationship |
$10,000 average in MEGA Checking or $50,000 combined personal deposit relationship |
| Balance Earns Interest |
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| FREE Visa® Check Card with ScoreCard® Rewards |
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World-wide ATM Usage
at VCB and non-VCB ATMs1 |

Plus no VCB fees world-wide |

Plus no VCB fees world-wide |

Plus no VCB fees world-wide |

Plus no VCB or non-VCB fees world-wide…really! |
| FREE Online Banking with FREE Bill Pay |
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| Overdraft Line of Credit2 with No Annual Fee |
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| Safe Deposit Box |
Fee varies with box size |
Fee varies with box size |
Free 3x5 Discounts for larger sizes |
Free 3x5 Discounts for larger sizes |
| FREE Notary Service |
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| FREE Telebanking |
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| Discounts on Loans with Direct Debit Payments |
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| FREE Custom Checks |
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| Bonus Rate on CDs |
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.10% on new standard CDs |
.10% on all new CDs |
| Fee-FREE Cashier’s Checks |
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| Fee-FREE Traveler’s Checks |
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Fee-FREE Domestic Wire Transfers |
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| Fee-FREE Stop Payments |
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Fee-FREE Deposit Corrections and Returned Items |
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| Discounts on VCB Residential Mortgages and Personal Loans |
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| Discounts on VCB Residential Mortgage Closing Costs |
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