No ATM Fees Anywhere. No Overdraft Fees. No Kidding!
Our best interest-bearing checking account delivers powerful banking and greater earnings potential with our MEGA Rewards Rate. MEGA Checking features include:
- Rates as high as 0.40% APY1 Earn the MEGA Rewards Rate ó just for using your account! Complete 5 or more transactions and you will automatically earn the higher MEGA Rewards Rate. Virtually everything counts as a transaction, including checks, deposits, automatic debits, transfers to and from your account, Check Card purchases and fee-free ATM withdrawals.
- No ATM fees at any ATM in the world With MEGA Checking, every ATM in the world is your ATM. If another bank charges you a fee, we refund it.
- No annoying overdraft fees
Plus, many more benefits including:
- FREE Visa® Check Card with ScoreCard® Rewards program
- FREE Online Banking, Bill Pay and eStatements
- FREE Mobile Banking2
- FREE 3x5 safe deposit box (subject to availability)
- FREE custom printed checks on select styles
- No fees for cashierís checks, travelerís checks or notary services
- No fees on stop payments, domestic wire transfers, returned deposit items, deposit corrections or notary services
- No annual fee overdraft line of credit (subject to approval)
- $1,000 towards closing costs on a VCB Residential Mortgage
- Discounted rates for Home Equity Loans and Lines of Credit
- Bonus rate of .10% on all new CDs (bonus rate already reflected with MEGA CDs and does not apply to promotional offers)
Call (877) 822-5015 to let us make the difference in your checking experience.
1. This is a variable and conditional rate account; the APY may change after account opening. Rewards interest rate and annual percentage yield (APY) of 0.40% and standard interest rate and APY of 0.20% are accurate as of January 25, 2013, and are subject to change. APY may be obtained with any positive account balance. Rewards interest rate is earned when five or more transactions are completed during each statement period; interest, returned items, maintenance fees and service fees do not qualify as transactions towards this condition. If condition is not met, the standard interest rate is earned. A $10,000 average MEGA Checking account balance or an average combined personal deposit relationship of $50,000 must be maintained to avoid a $25 monthly maintenance fee. Fees may reduce earnings. Minimum opening deposit amount is $100. When MEGA Checking is a new checking account opened to satisfy the terms of MEGA Savings, MEGA Money Market or MEGA CD, the minimum opening deposit is $1,000. Limit one MEGA Checking account per household. Deposits of $3 million or more are subject to management approval.
2. Virginia Commerce Bank does not charge a fee for VCB Mobile Banking. Your wireless carrier may charge you for data usage and text messaging services. Please check with your wireless carrier for more information about which text or data plans are available to you.