Virginia Commerce Bank

Security & Privacy
VCB Check Card

 VCB Check Card with Rewards

Think of our instant-issue FREE VCB Check Card as a checkbook — only better. Or consider it an ATM card — but with more power. The VCB Check Card offers quick and secure access everywhere Visa® is accepted. Plus you earn rewards through the VCB ScoreCard® Rewards program.

VCB Check Card Benefits Fee Free ATMs

  • Access your money at ATMs worldwide1. Find fee-FREE non-VCB ATM locations near you — now expanded to 22,000 locations!
  • Use in place of your checkbook. Speed through check out lines without carrying cash. Check card purchases are deducted directly from your primary VCB checking account and detailed on your monthly statement.
  • Gain protection with Visa’s Zero Liability2 when you make phone, Internet or signnature-based purchases.
  • Get rewarded with VCB ScoreCard Rewards.

We’ve made getting a VCB Check Card easy. We issue it on the spot at all of our branches.

For additional information, you can read about our Frequently Asked Questions or
contact us at (877) VCB-5015 or use our locator to find a conveniently located branch to start enjoying the benefits of a VCB Check Card.

If your VCB Check Card is ever lost or stolen, please call (800) 500-1044,
open 24 hours a day / 7 days a week. If your card does not work, please call
(877) VCB-5015
during business hours or (800) 890-5097 after hours.

VCB Check Card Issues Support
Lost or Stolen (800) 500-1044
Card Not Working
(during business hours)
(877) VCB-5015
Card Not Working
(after hours)
(800) 890-5097

VCB Check Cards


1.Applicable surcharges from other banks may still apply. Surcharges are waived for MEGA Checking customers.
2.Please refer to Bank Services Agreement received at account opening for details regarding liability.
VCB Check Card

Did you know that VCB’s Check Card can help you spend smarter?

  • Your VCB Check Card is not a credit card. It is a debit card that deducts your purchase amounts directly from your checking account.
  • You can use your VCB Check Card wherever Visa is accepted.
  • Using your card for a non-PIN transaction gives you added protection against fraud. Visa offers Zero Liability for unauthorized purchases.
  • Your card comes with VCB ScoreCard Rewards. Earn points redeemable for rewards every time you use your VCB Check Card for a non-PIN transaction. Choose from gift cards, brand-name merchandise, travel rewards and more — just by making everyday purchases.
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