We realize that sometimes you plan for a big purchase and other times life just happens. VCB can help with a range of loans and lines of credit for your expenses, expected or not.

• Home Equity Lines of Credit (HELOC) and Home Equity Loans — Benefit from the equity in your home when you use it for renovation or remodeling, debt consolidation, education or other big purchases. With a HELOC, you can take advantage of any-time access to funds and the flexibility of interest-only payments. With a Home Equity Loan, you can count on a fixed rate and fixed monthly payment. Let our loan specialists work with you to find the best solution for your needs. View our great Loan Rates now.
• Mortgages — Whether you’re buying a new home, purchasing an investment property, or refinancing a home, VCB is your home for mortgage lending. Get the information and tools to help you find the mortgage that’s right for you.
• Premier Lines of Credit — Unexpected or planned expenses can be covered with an easy-to-access, unsecured personal revolving line of credit through VCB.
• Overdraft Line of Credit — Get peace of mind and avoid worrying about bounced checks. An overdraft protection credit line is the perfect companion to any of our great checking accounts.
• Auto Loans — If you’re buying a new or used vehicle, VCB has a competitive-rate auto loan for you.
• Credit Cards — VCB offers you credit cards tailored to your needs, including Platinum Edition^®, BucksBack^SM, Maximum Rewards^SM and Secured Visa^® with no annual fee. Apply online for your credit card today.