We realize that sometimes you plan for a big purchase and other times life just happens. VCB can help with a range of loans and lines of credit for your expenses, expected or not.

• Home Equity Lines of Credit (HELOC) and Home Equity Loans — Benefit from the equity in your home when you use it for renovation or remodeling, debt consolidation, education or other big purchases. With a HELOC, you can take advantage of any-time access to funds and the flexibility of interest-only payments. With a Home Equity Loan, you can count on a fixed rate and fixed monthly payment. Let our loan specialists work with you to find the best solution for your needs. View our great Loan Rates now.
• Mortgages — Whether you’re buying a new home, purchasing an investment property, or refinancing a home, VCB is your home for mortgage lending. Get the information and tools to help you find the mortgage that’s right for you.



All of our Mortgage Loan Originators are registered and comply with the National Mortgage Licensing System (NMLS) and Registry. The NMLS is a free service for consumers to confirm that the company and mortgage loan officer with whom they are working with is licensed in their state. Consumers may find out more about Virginia Commerce Bank and our Mortgage Loan Originators by their NMLS number at nmlsconsumeraccess.org. Virginia Commerce Bank's NMLS ID is 302944.



• Premier Lines of Credit — Unexpected or planned expenses can be covered with an easy-to-access, unsecured personal revolving line of credit through VCB.
• Overdraft Line of Credit — Get peace of mind and avoid worrying about bounced checks. An overdraft protection credit line is the perfect companion to any of our great checking accounts.
• Auto Loans — If you’re buying a new or used vehicle, VCB has a competitive-rate auto loan for you.

We offer a variety of credit cards to meet your needs. Become a card member and enjoy a wide range of benefits including competitive introductory rates and your choice of rewards programs.

You can even put your favorite photo on your credit card! It's easy to do and a fun way to show your personality whenever you shop. Apply online for your credit card today.

Online account access provides the quickest and easiest way to:

• Activate your credit card
• Make payments
• Transfer balances
• Request limit increases
• View statements
• And much more

Once you receive your credit cards, you can simply access your accounts online.