Virginia Commerce Bank
Personal Banking

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Personal Loans and Lines of Credit

 We realize that sometimes you plan for a big purchase and other times life just happens. VCB can help with a range of loans and lines of credit for your expenses, expected or not.

  • Home Equity Lines of Credit (HELOC) and Home Equity Loans — Benefit from the equity in your home when you use it for renovation or remodeling, debt consolidation, education or other big purchases. With a HELOC, you can take advantage of any-time access to funds and the flexibility of interest-only payments. With a Home Equity Loan, you can count on a fixed rate and fixed monthly payment. Let our loan specialists work with you to find the best solution for your needs. View our great Loan Rates now.
  • Mortgages — Whether you’re buying a new home, purchasing an investment property, or refinancing a home, VCB is your home for mortgage lending. Get the information and tools to help you find the mortgage that’s right for you.
  • Premier Lines of Credit — Unexpected or planned expenses can be covered with an easy-to-access, unsecured personal revolving line of credit through VCB.
  • Overdraft Line of Credit — Get peace of mind and avoid worrying about bounced checks. An overdraft protection credit line is the perfect companion to any of our great checking accounts.
  • Auto Loans — If you’re buying a new or used vehicle, VCB has a competitive-rate auto loan for you.
  • Credit Cards — VCB offers you credit cards tailored to your needs, including Platinum Edition®, BucksBackSM, Maximum RewardsSM and Secured Visa® with no annual fee. Apply online for your credit card today.

 

Personal Loans

Did you know VCB offers some of the best rates in town?

Check out our Loan Rates now.

See how hassle-free getting the right loan can be with VCB.

Contact us at (703) 534-0700 or use our locator to find a conveniently located branch and outstanding customer service today.

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