When you’re a VCB customer, you’re our "customer for life." We know we have to earn that privilege, and VCB’s Mortgage Team is proud to enjoy many referrals from previous customers and local real estate professionals.
Why do our customers choose VCB Mortgage?

• We make the loan process hassle-free. We provide you with the most advanced technology so your loans are closed quickly with the least amount of work on your part. By combining the Internet with automated underwriting systems, we’ve streamlined the home mortgage loan application, approval and settlement process for you.
• We’ve got the right people to help you. VCB’s mortgage professionals have the expertise, experience and commitment you value. We’re eager to meet you. In the meantime, get to know our mortgage team.
• We know our customers. Let us build a relationship with you. We can analyze your particular situation to get you the best loan program possible. Plus, we have the flexibility to work directly with our internal team of loan originators so that we can get you the right mortgage right away.
• We have options. We offer a variety of mortgage loans for a variety of needs:
• Fixed Rate Mortgages or Adjustable Rate Mortgages
• First-Time Buyer Programs
• Second Home or Investment Property Loans
• Home Equity Loans and Lines of Credit for Construction or Renovation

The perfect mortgage loan is within your reach. Just pick up the phone and call a VCB Mortgage loan specialist at (703) 961-0160 (Option 0) to let us help you realize your goal. Or contact us at vcbmortgage@vcbonline.com.

You can also visit our online loan application center to experience how stress-free applying for a mortgage can be with VCB.

How do I know which loan is right for me? Compare loan programs.

Mortgage loans involve big financial decisions; we’ve got the resources to help you plan and make informed choices. Buying the home you’ve been dreaming of shouldn’t become a nightmare. Use VCB’s First-time Homebuyer online advice and planning resources to make the biggest of choices the smartest of choices. Want some pointers on completing the mortgage loan application? Click here for tips. Would you like to know how much to save, how much you can afford or what your monthly payment might be? Use our online calculators. What’s amortization or a zoning ordinance? Look them up in our A to Z Glossary of Mortgage Terms.