Virginia Commerce Bank
Personal Banking

Security & Privacy
Personal Savings

Save the worry of where to save your money. At VCB, we’ll find the best solution to grow your funds for short-term goals or your life-long dreams. Whether you’re saving for healthcare expenses, a wedding, a new house, remodeling, college tuition or retirement, what matters to you matters to us.

  Savings1 Junior Savings MEGA Savings2 Money Market Account3 MEGA Money Market Account4
Account Overview

Our popular savings account offers you unlimited deposits and the ability to withdraw funds when you need them.

This account offers you a great opportunity to help teach saving basics to children, tweens or teenagers under age 18.

Deposits of $10,000 and above earn a market-leading interest rate in our premium savings account when you have any VCB checking account. Our popular money market account gives you higher interest than a traditional savings account yet keeps your money within reach through limited check-writing capability. Keep the flexibility of checkbook access while earning a rate worthy of the account title — MEGA!
Minimum Opening Deposit
$100
None
$100
$100
$100
Maximum Monthly Withdrawals to Avoid Fee
2 (Two)
6 (Six)
2 (Two)
Total of 6 (six) — including checks
Total of 6 (six) — including checks
Excess Withdrawal Fees
$1.00 per item
None
$5.00 per item
$9.00 per item
$9.00 per item
Minimum Daily Balance to Avoid Maintenance Fees
$100
None
$10,000
$2,500
$2,500

VCB Checking Account Required

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FREE Online Banking
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FREE Telebanking
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Please read our Bank Services Agreement or our Schedule of Fees.

Take advantage of our consistently high Deposit Rates and experience outstanding customer service today; call (703) 534-0700 or use our locator to find a branch convenient to you.


1. Savings. A $2 monthly maintenance fee applies if Savings balance falls below $100. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable.
This is a variable rate account; the Annual Percentage Yield (APY) may change after account opening.
2. MEGA Savings. A $10 monthly maintenance fee applies if MEGA Savings balance falls below $10,000. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. MEGA Savings requires a VCB checking account and Visa® Check Card. If required checking account is new, minimum opening deposit is $1,000. This is a variable rate account; the APY may change after account opening.
3. Money Market. A $10 monthly maintenance fee applies if Money Market Account balance falls below $2,500. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. This is a variable rate account; the APY may change after account opening.
4. MEGA Money Market. A $10 monthly maintenance fee applies if MEGA Money Market Account balance falls below $2,500. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. MEGA Money Market requires a VCB checking account and Visa Check Card. If required checking account is new, minimum opening deposit is $1,000. This is a variable rate account; the APY may change after account opening.

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