Personal Savings
Save the worry of where to save your money. At VCB, we’ll find the best solution to grow your funds for short-term goals or your life-long dreams. Whether you’re saving for healthcare expenses, a wedding, a new house, remodeling, college tuition or retirement, what matters to you matters to us.
| Savings1 | Junior Savings | MEGA Savings2 | Money Market Account3 | MEGA Money Market Account4 | |
|---|---|---|---|---|---|
| Account Overview | Our popular savings account offers you unlimited deposits and the ability to withdraw funds when you need them. |
This account offers you a great opportunity to help teach saving basics to children, tweens or teenagers under age 18. |
Deposits of $10,000 and above earn a market-leading interest rate in our premium savings account when you have any VCB checking account. | Our popular money market account gives you higher interest than a traditional savings account yet keeps your money within reach through limited check-writing capability. | Keep the flexibility of checkbook access while earning a rate worthy of the account title — MEGA! |
| Minimum Opening Deposit | $100 |
None |
$100 |
$100 |
$100 |
| Maximum Monthly Withdrawals to Avoid Fee | 2 (Two) |
6 (Six) |
2 (Two) |
Total of 6 (six) — including checks |
Total of 6 (six) — including checks |
| Excess Withdrawal Fees | $1.00 per item |
None |
$5.00 per item |
$9.00 per item |
$9.00 per item |
| Minimum Daily Balance to Avoid Maintenance Fees | $100 |
None |
$10,000 |
$2,500 |
$2,500 |
VCB Checking Account Required |
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| FREE Online Banking | |
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| FREE Telebanking | |
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Take advantage of our consistently high Deposit Rates and experience outstanding customer service today; call (703) 534-0700 or use our locator to find a branch convenient to you.
1. Savings. A $2 monthly maintenance fee applies if Savings balance falls below $100. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable.
This is a variable rate account; the Annual Percentage Yield (APY) may change after account opening.
2. MEGA Savings. A $10 monthly maintenance fee applies if MEGA Savings balance falls below $10,000. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. MEGA Savings requires a VCB checking account and Visa® Check Card. If required checking account is new, minimum opening deposit is $1,000. This is a variable rate account; the APY may change after account opening.
3. Money Market. A $10 monthly maintenance fee applies if Money Market Account balance falls below $2,500. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. This is a variable rate account; the APY may change after account opening.
4. MEGA Money Market. A $10 monthly maintenance fee applies if MEGA Money Market Account balance falls below $2,500. APY may be obtained with any positive account balance. However, fees may reduce earnings, where applicable. MEGA Money Market requires a VCB checking account and Visa Check Card. If required checking account is new, minimum opening deposit is $1,000. This is a variable rate account; the APY may change after account opening.
