At Virginia Commerce Bank (the Bank), we understand that privacy and security are important concerns in your banking relationship with us. We understand and are sensitive to the concerns about the impact that Internet technology may have on your privacy. We believe that electronic delivery of services can be of great benefit to you, and we want you to be assured that we are treating your personal information in a professional, confidential manner.

Visitors to the Bank’s Web site remain anonymous. The Bank does not collect identifying information about visitors to our site. The Bank uses standard software to collect non-identifying information about our visitors, such as:

• Date and time our site was accessed
• IP address (A numeric address given to servers connected to the Internet)
• Web browser used
• City, State, and Country.

The Bank uses this information to create summary statistics and to determine the level of interest in information available on our site. Visitors may elect to provide us with personal information via E-mail or our guest book. This information is used internally, as appropriate, to handle the sender's request. It is not disseminated or sold to other organizations.

The private section of our Web site uses a "cookie" temporarily stored in the visitor's computer memory (RAM), to allow users to easily navigate other Internet sites.